Buy A Home

Buy A Home

Your Steps to Owning a Home

1. Determine How Much You Can Spend on a Home
To remain competitive in today’s market you will need to be qualified by a lender and obtain a certified pre-approval for your loan.

2. Hire your Ogden Agent with Buyer Agency
Buyer agency is an agreement in which your Ogden professional works only for you and not the seller ensuring they are representing your best interests.

Your Ogden agent will:

  • Analyze what you need and want from a home.
  • Search for and show you homes fitting your criteria.
  • Provide you insight on current market conditions.
  • Negotiate for you.
  • Coordinate the work of other professionals throughout the home buying process.
  • Ensure all deadlines are met.
  • Handle any problems that may come up.

3. Find A Home
What’s on your house wish list? Your Ogden agent will give you a simple checklist to help you prioritize your wants and needs to make the home buying process much smoother.

4. Make An Offer
Now that you have found the perfect home, the next step is to submit an offer.

Your Ogden agent will:

  • Conduct research of similar properties to determine the fair market value of the property.
  • Cover contractual contingencies including financing.
  • Explain any industry-related terms you need to know such as “earnest money”.

5. Perform Due Diligence
Professional home inspections are extremely important as they will alert you to any issues the house currently has or may have in the near future. Your Ogden agent will ensure that your future home is professionally inspected to avoid any issues that may arise in the future.

6. Close the Transaction
Once you have applied for financing, approved, made an offer, now it is time to close the sale.

Your Ogden agent will:

  • Communicate weekly with you and your lender ensuring all mortgage steps are completed
  • Conduct a final walk-through of your new home
  • Confirm the closing time and place, making sure you have everything needed to close on the home
  • Assist you with any additional needs such as arranging movers or transferring utilities
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