Buy A Home
Buy A Home
Your Steps to Owning a Home
1. Determine How Much You Can Spend on a Home
To remain competitive in today’s market you will need to be qualified by a lender and obtain a certified pre-approval for your loan.
2. Hire your Ogden Agent with Buyer Agency
Buyer agency is an agreement in which your Ogden professional works only for you and not the seller ensuring they are representing your best interests.
Your Ogden agent will:
- Analyze what you need and want from a home.
- Search for and show you homes fitting your criteria.
- Provide you insight on current market conditions.
- Negotiate for you.
- Coordinate the work of other professionals throughout the home buying process.
- Ensure all deadlines are met.
- Handle any problems that may come up.
3. Find A Home
What’s on your house wish list? Your Ogden agent will give you a simple checklist to help you prioritize your wants and needs to make the home buying process much smoother.
4. Make An Offer
Now that you have found the perfect home, the next step is to submit an offer.
Your Ogden agent will:
- Conduct research of similar properties to determine the fair market value of the property.
- Cover contractual contingencies including financing.
- Explain any industry-related terms you need to know such as “earnest money”.
5. Perform Due Diligence
Professional home inspections are extremely important as they will alert you to any issues the house currently has or may have in the near future. Your Ogden agent will ensure that your future home is professionally inspected to avoid any issues that may arise in the future.
6. Close the Transaction
Once you have applied for financing, approved, made an offer, now it is time to close the sale.
Your Ogden agent will:
- Communicate weekly with you and your lender ensuring all mortgage steps are completed
- Conduct a final walk-through of your new home
- Confirm the closing time and place, making sure you have everything needed to close on the home
- Assist you with any additional needs such as arranging movers or transferring utilities
Start your search
More Services
For first-time home buyers, the process of buying a house can seem daunting. With a little education, a little soul-searching, and the help of an Ogden professional, however, the process cannot only be painless, but also exciting.
When you’ve decided to put your house on the market, you want to do everything you can to position it for the best possible price. Take a moment to familiarize yourself with the process using the following tips. Then, let the real estate brokers at Ogden & Company, Inc. know how we can help, as you sell your house AND find your new home.
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Ogden & Company, Inc., AMO® provide solutions to a client’s real estate concerns on a consulting basis. In performance of this work, Ogden & Company, Inc., AMO® utilizes the broad backgrounds and extensive real estate experience of its professionals. This, along with the use of sophisticated computer software programs provides our clients with solutions, results and value-added input.
A home inspector is a trained professional who comes to a home for the purpose of performing an inspection on all its major systems and components. An inspector’s trained eye allows him/her to file an honest, objective, detailed opinion as to the overall condition of the house. Everything from the foundation to the heating, plumbing, and interior structure is inspected.
